The free money app that actually teaches you. No sign-up, no bank login, no judgment.
También disponible en español · Rooted en español →
Put in what you earn and what you spend. Rooted tells you right away whether you're good, tight, or over, and how much is actually safe to spend.
Every number comes from your own budget and gets measured against CFPB and FDIC benchmarks: housing under 30%, the 50/30/20 split, three months of savings. No made up stats.
Credit cards, student loans, car loans. See when you'll actually be free of them, what the interest is really costing you, and which one to attack first.
A money coach in your pocket. Ask about saving, credit, or debt and get a straight answer, grounded in CFPB and FDIC guidance. Nothing is stored.
Short lessons with a quick quiz, built on the same standards schools use. There's a credit score simulator too, so you can see what really moves it.
A car, an emergency fund, a trip. See how long it takes, and what it takes to get there sooner.
Check in each week to build a streak, earn badges, and try a savings challenge. Watch your money change month by month. Small wins add up.
See what a few dollars a month could turn into by the time you retire. It's a lesson in why starting early matters so much.
No ads, no tracking, no sign-up, no bank login. What you enter stays on your phone.
Rooted's guidance follows the CFPB Financial Well-Being Framework, FDIC Money Smart for Young Adults, and the JumpStart Coalition National Standards. These are the same frameworks used in classrooms and financial counseling across the country.
Education only. Not personalized investment advice.
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