The free money app that actually teaches you — no sign-up, no bank login, no judgment.
Enter your income and expenses in seconds. Rooted instantly tells you if you're good, tight, or over — and what to fix today.
Personalized guidance anchored to CFPB and FDIC benchmarks — housing under 30%, the 50/30/20 rule, a 3-month emergency fund. No hallucinated stats.
Carrying a balance? Rooted shows the 3 fastest payoff strategies for your exact situation — not a generic list.
Car, emergency fund, a trip. See exactly how long it takes — and how to get there sooner.
See what a few dollars a month could become by retirement. Educational — the power of starting early.
No ads, no tracking, no bank login. Your information never leaves your phone.
Rooted's guidance follows the CFPB Financial Well-Being Framework, FDIC Money Smart for Young Adults, and JumpStart Coalition National Standards — the frameworks used in classrooms and financial counseling across the U.S.
Education only — not personalized investment advice.